Until recently, I avoided facing the responsibility of life insurance. The concept seemed foreign to me, and I figured I didn't really need it. It seemed like more hassle than it's worth.

Then, one day, I was scrolling through Facebook and came across Bestow. I read that it only took 5 minutes to apply for, and their policies start at just $5 a month.

I was skeptical, but once I went onto the Bestow website, I thought that maybe life insurance wasn't such a bad idea after all.

Here are 5 reasons why I finally decided to apply for Bestow life insurance:

1. I finally accepted I'm no spring chicken anymore

Although I consider myself to be in good health for my age, I'm not the same fearless, invincible youngster I once was. The days of drinking till 3 AM are loooong behind me. No more playing sports, now I watch 'em in the bar with a pint of Heineken, and return to my comfy bed by 11pm.

2. I didn't have to face my crippling fear of needles

I used to throw the biggest tantrums getting injections as a kid. And to this day, I'm still a complete wuss when it comes to needles (don't tell anyone, I'd never live it down). So when I saw that you don't need to get any blood tests to sign up for Bestow, I was already in.

With Bestow, there are no doctor visits, no needles, no paperwork - the evaluation is done completely online. And even if you just don't have time to go to the doc, this is worth noting for you, too.

3. Bestow helped me actually understand life insurance.

I'm not gonna lie, I had no idea where to start when it came to life insurance. I was clueless. There just seemed to be so many different policies and companies - the whole process seemed so confusing, so I just avoided it. But Bestowmakes signing up for life insurance as easy as possible.

The website is easy to navigate - All you have to do is a 5-minute application, and they use your data to determine if you're eligible or not. They have their 2 year, 10 year, and 20-year plans listed clearly.

4. It didn't trigger my commitment issues

The fact that Bestows plans are super affordable and start at just $5 a month definitely added to the appeal. And the best part is, I can cancel at any moment if I decide I can't afford it or don't need it. However, at this price, I really don't see that happening.

5. For real though, it's a relief

Knowing that my family would be covered if anything bad were to happen gives me peace of mind. I don't have kids, but my parents are getting old, so it's nice to know they would still get the care they need if something were to happen. At such a small price every month, it's 100% worth it.

Life insurance was barely on my radar up until I came across Bestow. When I read about it at first, I thought the whole no doctor, 5-minute sign up sounded too good to be true. But it wasn't!

Bestow couldn't have made the process any easier for me. As I said, I'm in good health, but you never know what's around the corner, and being covered at such a small price starting at $5 a month is definitely worth it.

This post was made in paid partnership with Bestow. Neither Bestow nor North American Company for Life and Health Insurance were involved in the preparation of the information in this article. The opinions and ideas expressed in the article are those of the author(s) and are not promoted or endorsed by Bestow or North American. You should always seek professional advice before making a financial decision.